Thanks for your post. I would love to say that the very first thing you will need to conduct is determine whether you really need credit improvement. To do that you have got to get your hands on a copy of your credit report. That should not be difficult, because the government necessitates that you are allowed to be issued one no cost copy of your real credit report on a yearly basis. You just have to inquire the right people today. You can either check out the website for that Federal Trade Commission or even contact one of the major credit agencies straight.